Zebec Network expands its crypto-to-fiat payment capabilities through its line of virtual cards, allowing users to spend crypto-backed balances across the worldwide Mastercard network.
Three card tiers goal different spending needs. The use of the Zebec card builds on the present payment infrastructure
The company said its Silver, Carbon and Black card products enable crypto spending on on a regular basis purchases akin to travel, gifts and routine spending, converting on-chain balances into fiat payments accepted at greater than 60 million Mastercard merchants worldwide.
Source: X
Zebec's card products act as the ultimate issuance layer inside its payment infrastructure. Funds received through on-chain payroll, contractor payouts, or wallet balances will be routed directly into card usage, allowing users to spend without transferring assets to external banks or exchanges.
Merchants receive standard fiat settlements via existing card networks, while users spend crypto-secured balances at the purpose of sale. The setup allows card payments to be made inside familiar checkout flows without merchants having to interact with crypto directly.
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Three card tiers goal different spending needs
Zebec structures its card offering in three levels, that are designed for various usage profiles.
The Silver card supports single use, allows spending in USD, EUR or GBP and has each day limits. The Carbon card offers reloadable features, supports USD spending, and allows for higher each day limits. The Black card removes spending caps and supports using multiple currencies, making it suitable for higher volume users.
Source: Zebec Network
All cards are issued as virtual-first products and offer immediate access upon issuance. The cards integrate with Apple Pay and Google Pay and enable contactless payments without the necessity for physical card delivery.
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The use of the Zebec card builds on the present payment infrastructure
The card expansion follows Zebec's broader push to attach on-chain payments with traditional financial rails. The company has expanded real-time payroll processing within the US through its NatPay integration with the Federal Reserve's FedNow system, enabling quick payroll processing through existing banking workflows.
Zebec has also added embedded wallet infrastructure through Stripe-owned Privy, simplifying access to payroll and payouts. The company has also partnered with digital bank Fasset to expand regulated cross-border payments to Southeast Asia. Taken together, these updates place Cards as a consumer-facing layer on top of Zebec's payroll, wallet and billing infrastructure.
Recent disclosures show increasing activity in Zebec's card products. In November, the corporate reported card transaction volume of greater than $60 million on a rolling four-week annual basis, in addition to higher payroll volumes amongst enterprise customers.
