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XRP Tops $2 While TradFi Rises: Do Charts Predict New Highs in 2026?

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XRP is trading above $2 again and increasing inflows from institutional investors suggest that the altcoin's rally has just begun.

XRP (XRP) is holding above $2, however the move has yet to substantiate an uptrend, with stronger technical validation expected at higher levels, in response to an analyst.

Key Takeaways:

  • XRP reached back to its 50-day moving average in early January, signaling the primary signs of a trend reversal.

  • Institutional inflows into XRP were at their highest last week and were very different from the market, which saw heavy outflows over the identical period.

  • On-chain volume metrics suggest that XRP's rise above $2 is resulting from balanced participation somewhat than speculative excess.

The inflow of XRP investment products supports price stability

XRP began 2026 by reclaiming a bullish position above its 50-day easy moving average (SMA) through the first weekend of January. The move is consistent with a classic downtrend retest, a structure that results in higher prices when buyers remain on top of things. However, price developments thus far point to stabilization somewhat than acceleration.

XRP at some point chart. Source: Cointelegraph/TradingView

This stability appears to be reinforced by the participation of institutional investors. While the digital asset market experienced considered one of its worst weekly performances since mid-2023 with outflows of around $454 million, the XRP price moved in the other way.

CoinShares data showed weekly inflows into XRP of $45 million, an increase of greater than 400% week-on-week, contrasting with broader market outflows.

This contrast has helped XRP hold above $2 whilst liquidity conditions tightened elsewhere, showing that its recent strength relies on greater than just sentiment.

Volume data and trader outlook define the range

CryptoQuant data adds further nuance. Trading volume z-scores on Binance are around 0.44, putting activity barely above the 30-day average but clearly in neutral territory.

Cryptocurrencies, Companies, XRP, Markets, Derivatives, Price Analysis, Futures, Market Analysis, Altcoin WatchXRP Z-Score for trading volumes on Binance. Source: CryptoQuant

This suggests that XRP's price is being driven up not by speculation but by balanced activity between buyers and sellers, a condition seen during accumulation phases.

Meanwhile, market analyst CrediBULL Crypto said a accomplished “triple tap” at range highs leaves two paths open: either a pullback toward $1.77 inside a bigger uptrend, or a defended base around $2 where continued buying on dips occurs. Given the present market, the analyst favors an uptrend and is targeting higher, untapped levels around $3.

However, futures trader Dom emphasized that while the $2.10 level has been holding for months, moves towards the mid-range of $2.40 could only end in a major market shift on the each day chart. The analyst said strong price movements are more likely to begin once the altcoin reaches acceptance well above the $2.40 level.

Cryptocurrencies, Companies, XRP, Markets, Derivatives, Price Analysis, Futures, Market Analysis, Altcoin WatchXRP each day chart evaluation by Dom. Source: X

Coincidentally, XRP's rally stalled last week just under $2.40, where the value was rejected on January sixth. The decline followed greater than $100 million in net whale sales from Jan. 4-7. While whale outflows remain high, a change in behavior would should be observed if XRP retests the $2.40 level.

Cryptocurrencies, Companies, XRP, Markets, Derivatives, Price Analysis, Futures, Market Analysis, Altcoin WatchXRP Whale flows 30-DMA. Source: CryptoQuant

This article doesn’t contain any investment advice or recommendations. Every investment and trading activity involves risks and readers should conduct their very own research when making their decision. While we attempt to supply accurate and up-to-date information, Cointelegraph doesn’t guarantee the accuracy, completeness or reliability of the data in this text. This article may contain forward-looking statements which are subject to risks and uncertainties. Cointelegraph is not going to be responsible for any loss or damage arising out of your reliance on this information.

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